5 Best Cash Back Credit Card Canada

When it comes to choosing a credit card, there are a lot of factors to consider. Do you want a card with low-interest rates? A card that offers reward points? Or a card with cash-back perks? If you’re looking for the latter, then you’re in luck. In this blog post, we’ll be taking a look at the Best Cash Back Credit Card in Canada.

5 Best Cash Back Credit Card Canada

1. The Tangerine Money-Back Credit Card

This is a great choice for anyone who wants a simple and straightforward cash-back credit card. With the Tangerine Money-Back Credit Card, you’ll earn 2% cash back on two categories of your choice (out of a total of 10), and 0.5% cash back on everything else. Plus, there’s no annual fee.

2. The American Express Cobalt Card

This is another solid option for those who are looking for a cash-back credit card. With the American Express Cobalt Card, you’ll earn 5% cash back on purchases made in pre-selected categories (up to $30,000 per year), as well as 2% cash back on restaurants, gas, and grocery stores, and 1% cash sweepers. There is an annual fee of $120.

3. The BMO CashBack World Elite Mastercard

If you’re looking for a premium cash-back credit card, the BMO CashBack World Elite Mastercard is worth considering. With this card, you’ll earn 3% cash back on travel and dining purchases, 2% cash back at grocery stores and gas stations, and 1% cash back on all other purchases. There’s also an annual fee of $150.

4. The Scotia Momentum Visa Infinite Card

If you spend a lot on gas and groceries, then this might be the best option for you. With the Scotia Momentum Visa Infinite Card, you’ll earn 4% cash back on gas and groceries (up to $25,000 per year), 2% cash back on recurring bills and drug store purchases, and 1% cash back on everything else. There’s also an annual fee of $120..5

5. MBNA Rewards World Elite Mastercard

This is another great choice for those who are looking for premium cash-back perks. With the MBNA Rewards World Elite Mastercard, you’ll earn 4 MBNA Rewards points per dollar spent on eligible gas station, grocery store, and restaurant purchases (up to $5,000 per year), as well as 2 MBNA Rewards points per dollar spent everywhere else. There’s also an annual fee of $120..6

Conclusion:

Choosing the best credit card for your needs can be tough—but if you’re primarily interested in earning cash back on your purchases, any one of the above options would be a great choice. Do some research to see which one fits your spending habits best, and start racking up those rewards points!

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