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Gtbank Has a wide range of simple and straightforward loan offers for your Personal needs and the projects you care about. You will be looking for How To A Get Loan From Gtbank
What Is a Loan?
The term loan refers to a type of credit vehicle in which a sum of money is lent to another party in exchange for future repayment of the value or principal amount. In many cases, the lender also adds interest and/or finance charges to the principal value which the borrower must repay in addition to the principal balance. Loans may be for a specific, one-time amount, or they may be available as an open-ended line of credit up to a specified limit. Loans come in many different forms including secured, unsecured, commercial, and personal loans. Investopedia
How To A Get a Loan From Gtbank?
GtBank has a Series Of Loan offers which include the following.
1. Gtbank Salary Advance
Get up to 50% of your net monthly salary upfront. Available to the staff of private companies and government agencies with active* salary accounts domiciled in GTBank.
How to Apply for Salary Advance
- Simply log in to Internet Banking
- Dial *737*8*2# to apply
- Visit any GTBank branch or ATM near you
2. Gtbank School Fees Advance
School Fees Advance is a loan facility designed to finance the payment of your child’s/ward’s school fees for schools/institutions in Nigeria only. This facility is available to members of staff of public and reputable private organizations whose salaries are domiciled with the Bank.
How to Apply for School Fees Advance
- Submit Completed Application Form and Employer Undertaking Form.
- Provide School Fees bills and Credit Insurance.
- Ensure that staff terminal benefit is domiciled in GTBank or obtain a Corporate Guarantee.
3. Gtbank Quick Credit
Whether you are a salary earner or self-employed, you can now get the cash you need instantly, and pay it back over 6 – 12 months. Quick Credit gives you funds up to N5million at an interest rate of 1.5% monthly.
No Hidden Charges.
What’s In it for You
How to Apply
4. Gtbank MaxAdvance
MaxAdvance is designed to facilitate personal loans to the staff of select corporate and government organizations whose staff salary accounts reside with us.
Benefits
An all purpose loan for you to meet your financial needs with a convenient repayment plan.
Features
| Facility Amount: | N100,000 to N10,000,000 |
|---|---|
| Tenor: | 3 – 48 Months |
| Repayment: | Equal monthly repayment comprising principal & Interest. Monthly repayment shall not exceed 33.3% of net monthly |
| Support/Comfort: | Salary Domiciliation, Credit Insurance, Domiciliation of staff terminal benefit or Corporate Guarantee |
5. Gtbank MaxPlus
MaxPlus offers you a larger loan facility and greater flexibility to meet your financial needs with a convenient repayment plan. Available to platinum customers whose salary accounts are domiciled with the Bank.
What’s in it for you?
Also Read: Top Money Making Sites Online In 2022
What you’ll need?
6. Gtbank Computer Acquisition Scheme
Features
| Facility Amount | Maximum loan amount is N60,000 |
|---|---|
| Tenor | 3 – 10 months |
| Repayment | Equal monthly installment of principal and interest over the tenor of the facility and shall not exceed 33.3% of Corps member’s monthly allowance |
| Support/Comport | Corps member’s allowance must be domiciled with the Bank |
| Interest Rate | Competitive |
Benefits
- Corps members get the mobile device with a flexible repayment plan
- It allows Corp members more information, knowledge and acquisition of skills
What you’ll need?
7.GTMortgage
Features
Facility Amount
| Category | Description | Minimum (N) | Maximum (N) |
|---|---|---|---|
| A | Low density residential locations in Abuja and Lagos | 5million | 150million |
| B | Medium density residential locations in Abuja, Lagos and other state capitals | 5million | 50million |
| Tenor | 1 – 20years (but subject to a maximum age of 55 when loan expires) |
|---|---|
| Repayment | Flexible repayment options: |
| a. Equal monthly repayment comprising principal and interest. | |
| b. Annual, semi-annual or quarterly principal repayment while interest will be serviced monthly.Monthly repayment shall not exceed 50% of net monthly salary. |
8. Gtbank Premium Advance
What’s in it for you?
Requirements for Premium Advance
- For Platinum customers only.
- Average monthly salary should not be less than N1million in the last six months.
- Annual turnover should not be less than N10million.
- You should have received your salary through your GTBank Account in the last three months consecutively.
- Please ensure that you do not have any past due obligation with GTBank or other banks.
How to Apply for Premium Advance
Simply submit completed Application Form and Employee Undertaking Form.
10. Travel Advance
Features
| Facility Amount | N250,000 to N3,000,000 |
|---|---|
| Maximum Tenor | 12 months |
| Interest Rate | 20% per annum (subject to money market conditions) |
| Comfort/Security: | Domiciliation of salaries and allowances |
Eligibility
How to Apply for Travel Advance
10.Vehicle Insurance Premium Financing
Features
What’s in it for you?
Who Can Apply
How To Apply
1. You can apply for the Vehicle Insurance Premium Financing on Internet Banking or on GAPS
Internet Banking
• Sign On — Menu— Insurance Loans —- Vehicle Insurance
GAPs/GAPs Lite
• Sign On – — Single Transactions—– Collections —– Insurance Loans—– Vehicle Insurance Leadway
2. Loan is availed immediately
3. Insurance Service provider processes policy for the customer within 48 hours.
4. A copy of the insurance certificate is sent to the customer’s email address.
5. Customer repays the loan on monthly basis
Conclusion
i hope the above solutions solve your problem if you are facing any problem kindly drop your comment in the comment sections